The following are the documents required to analyse a client requesting for channel finance facility:

1) Last 3 years audited financials and latest Quarterly / Half Yearly provisional financials 

2) Projected Sales and Cash Flow for the company for the next 5 years

3) Copy of the MOA, AOA (For Companies) / Partnership Deed (For Partnership Firms) 

4) Brief Business profile and Product profile

5) Brief background of the promoters and their share holding pattern 

6) Details of credit facility with any other financial institution with latest sanction letter

7) Copy of the latest bank statements (minimum last 6 months) of CC A/c and term loan accounts 

8) Repayment schedule of the loans for the next 3 years

9) Main Customers of the clients and volume of sales 

10) Main Suppliers of the clients and volume

11) Sales ledger for the buyer against whom the facility is being availed for 

12) Length of Relationship and % dependence on the corporate against who channel finance is applied

13) Details of Associate / Group companies with key financials and nature of business